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What is Fraud?
Fraud is the attempt to make a purchase without the consent of the account or credit/debit card holder. If the order you are attempting to make is using the debit or credit card of your legal guardian, please ensure that you first get the consent of the owner and let him or her know the nature of purchase. Additionally, alert him or her that the bill on her credit or debit card will show up as being charged by MyOGM.
What does it matter?
Fraud not only affects our company but it affects you, our customer as well. We carefully screen each and every order. However, if an fraudulent order is made, we will contact your local authorities. This not only creates a headache for us, but also for the card holder and the account (PayPal, Google Checkout, or Moneybookers) as well. Multiple fraudulent orders will most likely result in the account being frozen, the credit card company alerted, and will make future online payments either difficult or impossible.
Furthermore, we report all fraudulent charges to IC3 (www.ic3.gov), the FBI task force assigned to tracking and monitoring online fraudulent orders.
Before you attempt to make a fraudulent order, please keep in mind that we make payments to our suppliers using bank transfers. This means that all fraudulent orders are directly absorbed by our company resulting in higher prices for the majority of our honest customers. Though we deal in virtual goods, fraudulent orders are theft as they make a real dollar impact on everyone.
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